Niche Specialised Property

Client: Developer who intended to build 1-2 sites to retain

Scenario: Developer planned to build 2 properties to hold and operate a business onsite.

Goal: Build and hold 2 sites.

Solution: Reworked business model and decided to develop and sell the first 2 sites and retain management rights. Further, secure funding to develop and sell a further 2 sites. Scope to keep the next 2 sites after that. New strategy and funding resulted in stronger business and on track to manage 6 sites, own 2 and a business model that allows for further scalability based on platform and relationships created.

Large Residential Development

Client: Residential Developer.

Scenario: Developer with all equity tied up in site, too little equity for traditional funding solutions and no experience developing something this big (100+ Apartments). They thought they needed more equity (and probably did by most standards).

Goal: Fully fund development.

Solution: Helped the developers design a strategy to bolster their credibility. Worked with a development savvy lender to get the deal funded with a debt facility at circa 75% (>90% of total development cost). No need for additional equity. End result was higher return on equity than the developer anticipated and no dilution of profits.

Childcare Developer Pipeline

The growth of your wealth and your business is determined by access to capital NOT your level of capability or abundance of opportunity.

“How much opportunity am I capable of capitalising upon if my access to capital improved?”

The FACT is Most property developers never achieve the type of scalable and repeatable funding support that is a common denominator for all ultra-successful development businesses.

What if we were able to create and execute a plan to get more external capital in OR free more of your capital up?

Would it allow you to…

Do another deal at the same time?

Bring forward the start of this Project?

Start your project faster?

Save on Marketing & Presale costs?

Eliminate or minimise presale requirements?

Sell completed stock at a premium?

Reduce the amount of your cash in a deal?

Dramatically increase your return on equity?

Increase your overall wealth trajectory?

Have you ever paused from the perpetual search for “the best rates” to consider “the best rates might not be the best deal”?

Have you ever considered the compounding benefits of

- scalable solutions, and

- repeatable funding models

Have you ever worked to find “strategic capital”?

Most property developers don’t consider the benefits of rewarding the capital that supports them. There is a trend to reinvent the wheel on every deal and squeeze every last dollar out of funding costs with no foresight to a more sophisticated approach.

The answer is a shift in perspective from price to value. In the wise words of Warren Buffet, “Price is what you pay, value is what you get.”

Opportunity Cost of Capital over Time

Wealth

Time

What if you had someone in your corner to help you spot opportunities for value creation and introduce you to the people who can turn funding strategies into funded realities?

What opportunities would open up, if we shifted focus from interest rates and absolute returns to value creation and deal making?

Benefits like improved:

• Return on Equity
• Return on Time
• Return on Energy
• Recovery of Opportunity Cost
• Relationship Building
• Return for Risk
• Risk Mitigation / Minimisations

Focusing on price saves pennies and leaves pounds on the table. Over the life of your business, an unhealthy obsession with rates could cost you millions of dollars in untapped value and unfulfilled opportunity.

Of course, when all other things are equal you would chose the cheapest.

But...

When the terms of a deal shift the dynamics of a deal, it can absolutely be worth paying for the value of time / energy and profit saved.

No Deal is better than a Bad Deal

Client: Developer of Childcare site

Scenario: Developer intended to build a childcare site with the intent to own and operate the childcare business from the new location

Goal: To own and operate a freehold childcare centre

Solution: Upon review of the deal, it was evident the developer was pursuing a loss making property project in order to own a childcare business. Our recommendation was to disband the project and buy a business. This would result in less business risk and circa $1M in savings on the bad property deal.

>100% of Purchase price on Industrial

Client: Industrial developer.

Scenario: Developer benefited from valuation uplift in short period of time. Had approached numerous lenders who would only fund based on the lower of valuation or purchase price.

Goal: Fund settlement using valuation despite purchase price being far lower than the valuation. Funding solution sought with no additional cash required by the developer.

Solution: Sourced funding solution for 100% of purchase + costs + release of cash based on the valuation. Developers used cash release to secure another profit making venture.

Equity for Opportunity Rich, Cashflow limited developer

I help borrowers unlock their potential by designing and delivering funding strategies that will take your business to the next level.

How?

In short, by combining your skills and pipeline with my financial creativity and access to willing alternative capital sources.

Ready to get more deals done, quicker?

CALL NOW.

I've been dealing with Anthony for several years now and I've always found him to be highly responsive and always professional. He has a wide range of knowledge in relation to finance and his communication is always top-shelf. To work with people in the private lending space they need to be both reliable and possess integrity which is exactly what you get with Anthony.

I chose Bottom Line Finance because I needed to secure a lender for my client that had credibility and experience in providing project development finance. Anthony secured such a lender, provided loan documents in a timely manner and settled the loan within the required timeframe. Anytime I have a client with a similar need I will have no hesitation in introducing Bottom Line Finance to them.

CONTACT

Email: anthony@bottomlinefinance.com.au

Phone: 0435297508