Private lending · Development funding
Bottom Line Finance arranges private lending and construction development funding from non-bank lenders, for developers and asset-backed borrowers who do not tick the bank boxes. Strategic capital, structured around your deal.
Tell us about the deal. No phone tag, no jargon.
We design funding that protects your equity and lifts your return on equity, not just the cheapest rate on the page.
Private lending is commercial, business-purpose capital from non-bank and private lenders, secured against property or other as...
Learn more →A construction loan funds a build in progress draws released against the program as work is completed. We arrange commercial co...
Learn more →A residual stock loan refinances unsold, completed dwellings after practical completion. It releases the equity tied up in fini...
Learn more →Bridging finance is short-term capital that closes a timing gap. Whether you are settling a site before a sale completes, relea...
Learn more →Mezzanine finance is a subordinated layer of debt that sits behind the senior lender and ahead of equity in the capital stack. ...
Learn more →Property development finance funds the land, the build and the cost to completion. We arrange development funding through non-b...
Learn more →The cheapest rate is rarely the best outcome. We weigh the cost of capital against return on equity, time, risk and the relationships that let you do the next deal. No deal is better than a bad deal.
Residential, commercial, industrial, specialised and rural. If the deal and the security stack up, we will find the capital.

We arrange funding for residential development across the spectrum, from townhouse projects and apartment towers to land subdiv...
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We arrange funding for commercial property development and acquisition, from retail and office through to hotel, short-stay and...
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Industrial is one of the more sought-after asset classes for structured funding, supported by strong tenant demand in many mark...
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Specialised assets and social infrastructure need lenders who understand the income, the operator and the long-term value. We a...
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Childcare is a sector we know well. We arrange funding for childcare development and acquisition, and we arrange capital partne...
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Farm and agribusiness deals rarely fit a standard bank box. We arrange rural and agribusiness funding through non-bank and priv...
Explore →Send the project, the numbers and the timeline. We will tell you honestly whether we can fund it and what the right structure looks like. No phone tag, no jargon.